Providing specialized insurance coverage opinions, policy analysis, and coverage strategy to insurance defense attorneys, carriers, and policyholders — nationwide and internationally, with deep roots in New Jersey, New York, and Pennsylvania.
Insurance defense attorneys are skilled litigators. But when a coverage question arises — a duty to defend dispute, an exclusion that may or may not apply, a reservation of rights letter that needs to be airtight — you need someone who has spent nearly two decades doing nothing but that. The same is true for insurers, agencies, and brokers who face coverage questions in the course of their daily operations.
I am Jason Pozner, Esq., an insurance coverage attorney with 19+ years of experience advising national and multinational carriers, agencies, brokers, and policyholders on their most complex coverage questions. As a partner at leading insurance defense and coverage firms in New Jersey and New York, I provided written coverage opinions, drafted reservation of rights and declination letters, advised on policy language, and managed coverage litigation from inception through appeal — including international arbitration matters involving London, Bermuda, and European-based insurers.
In addition to vast experience in multiple lines of coverage, I also regularly address coverage issues involving surplus lines, non-ISO, and manuscripted policy forms — the non-standard policies where coverage questions are most difficult and where getting the analysis wrong is most costly.
"The coverage question is the threshold question. Get it wrong, and everything downstream — litigation strategy, reserves, settlement — is built on a flawed foundation."
Specialized coverage counsel services, available on a per-matter or ongoing consulting basis. Focused, expert coverage analysis — when and how you need it.
Coverage questions arise in the middle of defense matters, during claims review, at policy renewal, and in boardrooms — and across every segment of the insurance industry. I provide the specialized analysis that moves those questions from uncertainty to confident resolution.
My entire legal career has been focused on insurance coverage — representing national and multinational carriers in coverage determinations, coverage litigation, and coverage strategy across New Jersey, New York, Pennsylvania, and nationally. I have also handled international arbitration matters involving London, Bermuda, and European-based insurers on high-excess policies and significant global risks.
Whether you are an insurance defense attorney who needs a coverage opinion, a carrier with a difficult policy interpretation question, or a policyholder challenging a carrier's coverage position — I am available to discuss your matter promptly and confidentially.